How to save money by cutting costs.
Personal finance columnist Ellen Roseman says almost everyone has money available for investing, they just have to know where to look for it.
The main thrust of her approach involves reducing housing and transportation costs, which frees up disposable income for investing. One of her recommendations is tallying the cost of operating a vehicle. By the time you factor in gas, insurance, licence and registration, and financing costs, you might be surprised or astounded by how much it costs to own or lease a car. It might be enough to make you want to take the bus or subway instead.
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